Have minimum monthly income of $308,200.
The installment should not exceed 30% of net income.
Rates and Features of the BBVA Credit
TNA: 99%.
TEA: up to 158.9%, depending on credit rating.
Minimum amount: $1,000.
Maximum online amount: $60,000,000.
Banks offer personal loans with different amounts, terms, and rates based on the client's profile and income
Have minimum monthly income of $308,200.
The installment should not exceed 30% of net income.
TNA: 99%.
TEA: up to 158.9%, depending on credit rating.
Minimum amount: $1,000.
Maximum online amount: $60,000,000.
Personal loans are an alternative to cover expenses, finance projects, or manage personal finances.
In September 2026, Banco Nación, BBVA, and Banco Provincia offer different lines. The amounts can reach up to $100,000,000, although the conditions depend on each institution.
Banco Nación offers personal loans of up to $100,000,000, mainly for employees.
The repayment term can be up to 72 months. Additionally, the installment cannot exceed 35% of the applicant's net income.
The bank also assesses the client's level of indebtedness before approving the operation.
TNA: 56%.
TEA: 72.86%.
CFT with TEA: 93.32%.
To start the process, you must present your ID and the necessary documentation to prove your income.
When applicable, you must also present the Census Compliance Certificate. The application can begin online or at a branch.
Once the credit is approved, the money is credited directly to the bank account.
BBVA offers personal loans of up to $60,000,000 through digital channels. If the process is carried out at a branch, the maximum rises to $70,000,000.
Maximum amount in branch: $70,000,000.
Amortization: French system.
Rate: fixed throughout the period.
The application starts in the BBVA loan simulator. There, the amount and term are selected, data is completed, and terms are accepted.
Once the application is submitted and approved, the money is credited immediately to the account.
Banco Provincia offers personal loans of up to $50,000,000, with a financing term of up to 60 months.
The line is intended for private sector employees, state workers, and retirees who receive their payments through the entity.
Maximum amount: $50,000,000.
Term: up to 60 months.
Fixed annual rate: between 97.40% and 99.10%.
The process is done through BIP Móvil or Home Banking. There, you need to enter the “Request Loan” option.
Then you must indicate the amount and the term, accept the terms and conditions, and confirm the application.
The three entities present different alternatives in amount, term, rate, and requirements. Approval depends on the conditions established by each bank and the applicant's profile.