In the run-up to Christmas, banks and digital wallets activated a battery of promotionsto support the strong rebound in year-end consumption. There are direct discounts, refunds and interest-free installments designed both for gifts and for expenses for the Christmas table.
The discounts range between 10% and 40%, with specific cases that exceed those percentages. In several key segments, refunds reach $50,000 per transaction.
Antes de hacer las compras, revisá las condiciones de cada beneficio
Which segments concentrate the greatest benefits
The promos are concentrated in shopping malls, clothing, toy stores, appliances and supermarkets, the most sought-after sectors before the Holidays. There are also advantages in gastronomy, perfumeries and online stores.
At the same time, the supply of interest-free installment financing grew, with plans ranging from 3 to 18 payments. Digital wallets are strongly pushing the use of QR and contactless payments.
Bank promotions
Santander
It offers a 30% discount in shopping malls and participating brands, plus up to 9 interest-free installments when paying with MODO.
Los juegos de mesa, rompecabezas y muñecas fueron otras de las categorías más elegidas.
Banco Patagonia
It applies up to a 30% discount and 12 interest-free installments in its Club Patagonia store.
BBVA
It extends benefits to clothing, toy stores, shopping malls and perfumeries, with up to 18 interest-free installments in appliance chains.
Billeteras virtuales o plazo fijo: cuál está pagando más este 30 de enero
Banco Nación
It keeps a 30% discount on online purchases and in shopping malls when paying with QR through BNA+ MODO.
Banco Provincia, Ciudad, ICBC, Credicoop, Galicia, Supervielle, Comafi, Columbia, Macro and Banco del Sol also launched similar promos, with a focus on mass consumption and gifts.
Digital wallets and fintechs
Naranja X
It applies a 30% discount on clothing, footwear, toy stores and perfumeries, with up to 12 installments on domestic travel.
Los usuarios de billeteras virtuales deberán estar atentos a los nuevos límites de transferencias
MODO
It offers a 30% discount on appliances, technology, home and clothing, as well as raffles such as El Millón.
Ualá
It adds a 25% discount on Fridays in December in toy stores and up to 6 interest-free installments in its online store.
Los Fondos Comunes de Inversión (FCI) ofrecen liquidez inmediata
Until when it is advisable to take advantage
The majority of the promotions are valid until December 24. Before paying, it is advisable to check caps, specific days and authorized payment methods to maximize savings.
