Banco del Chubut: 19%
Banco del Sol: 21%
Banco Dino: 20%
Banco Hipotecario: 17% / 20.5%
Banco Julio: 19%
Banco Mariva: 21%
A fixed term of $6,000,000 for 30 days yields about $93,698 according to the rate offered by each bank
Banco del Chubut: 19%
Banco del Sol: 21%
Banco Dino: 20%
Banco Hipotecario: 17% / 20.5%
Banco Julio: 19%
Banco Mariva: 21%
The fixed term deposit is one of the most commonly used alternatives for those looking to preserve their money with a low-risk investment . When establishing it, the investor knows in advance how much they will receive at the end of the chosen period.
In recent weeks, various banks have adjusted their interest rates for this type of investment. Currently, several institutions offer a Nominal Annual Rate (TNA) close to 19%, while others present higher percentages.
Taking a TNA of 19% as a reference, an investment of $6,000,000 for 30 days generates an estimated profit of $93,698.63 in interest.
Thus, upon maturity of the term, the client will receive approximately $6,093,698.63, a figure that includes both the initial capital and the earnings obtained.
These are the interest rates offered by the main financial institutions for a fixed term deposit of 30 days:
Banco Nación: 19%
Banco Galicia: 17.5%
Banco BBVA: 18.25%
Banco Santander: 16%
Banco Provincia de Buenos Aires: 19.5% / 21%
Banco Macro: 18.75%
ICBC Argentina: 17.2%
Banco Ciudad: 17%
Banco Patagonia: 16%
Banco Credicoop: 17.5%
Banco BICA: 22%
Banco CMF: 22%
Banco Comafi: 17%
Banco de Comercio: 19%
Banco de Formosa: 18.5%
Banco de Córdoba: 20.75%
Banco Masventas: 19%
Banco Meridian: 22.25% / 22%
Banco Provincia de Tierra del Fuego: 19% / 15%
Banco VOII: 22%
BIBANK: 21%
Crédito Regional Compañía Financiera: 23% / 22%
Reba Compañía Financiera: 23%
Log into the home banking or mobile app of the bank
Go to the “Investments” or “Fixed Term” section
Enter the amount of $6,000,000
Choose a term of 30 days
Confirm the transaction and keep the receipt
A fixed term deposit is an investment instrument through which a person deposits a sum of money in a bank for a previously established period, generally 30 days, in exchange for a fixed interest rate.
One of its greatest advantages is predictability, as from the moment of investment it is possible to know how much money will be received at maturity. This makes it an attractive option for those who prioritize security over the possibility of obtaining higher returns.
However, before investing, it is advisable to compare the rates of each institution and evaluate them against inflation. If the price increase exceeds the interest earned, the real yield of the fixed term deposit may turn out to be negative.