Fixed term: how much do you earn if you invest $3,000,000 for 30 days in May 2026

The fixed term deposit remains one of the investments most used by those looking to safeguard pesos and obtain predictable income without taking on too much risk.

According to a survey by TN, interest rates have been adjusted again at various banks, and currently, the average Annual Nominal Rate (TNA) is around 17.50%, quite below the levels recorded at the beginning of the year.

How much does an investment of $3,000,000 in a fixed term deposit for 30 days yield

Taking an average rate of 17.50% as a reference, an investment of $3,000,000 for 30 days generates an approximate gain of $43,150.68 in interest.

Thus, at the end of the term, the saver would receive a total close to $3,043,150.68, combining capital and interest.

The final yield may vary depending on the chosen bank, as each institution offers different rates for this type of placement.

What rates each bank pays for a fixed term deposit for 30 days

• Banco Nación: 17.5%

• Banco Galicia: 18.25%

• BBVA: 18.75%

• Banco Santander: 15%

• Banco Provincia: 19.5%

• Banco Macro: 18%

• ICBC: 18.8%

• Banco Ciudad: 17%

• Banco Patagonia: 16%

• Banco Credicoop: 17.5%

• Banco BICA: 23%

• Banco CMF: 23.25%

• Banco Comafi: 18%

• Banco de Comercio: 19%

How to make a fixed term deposit from home banking

The process can be done completely digitally from the app or home banking of any bank.

• Enter the “Investments” or “Fixed Term Deposit” section

• Choose the amount to invest

• Select a term of 30 days

• Confirm the operation

• Save the constitution receipt

Once the term is completed, the bank automatically credits the invested capital along with the generated interest.

Why the fixed term deposit remains a chosen investment

The fixed term deposit continues to be a very popular alternative among small and medium savers due to its simplicity and predictability.

Unlike other more volatile investments, it allows knowing from the start how much money will be received at maturity.

Although in some periods the yield may fall below inflation, it remains a widely chosen tool for those who prioritize security and stability in the short term.