Fixed term: how much you earn by investing $3,000,000 for 30 days

Fixed term: how much you earn by investing $3,000,000 for 30 days
The return on an investment of $3,000,000
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porEditorial Team
Argentina

How much does a fixed term of $3,000,000 yield for 30 days with an annual nominal rate (TNA) of 19%?

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The fixed term remains one of the most commonly used alternatives for those seeking a low-risk investment with known returns from the start of the operation.

According to a survey by TN, several financial institutions have updated their interest rates in recent weeks, and some are now offering up to a 19% Annual Nominal Rate (TNA).

WWDC 2026 will begin this Monday, June 8
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How much does investing $3,000,000 in a fixed term for 30 days yield

Taking a TNA of 19% as a reference, an investment of $3,000,000 for 30 days generates estimated interest of $46,849.32.

Thus, upon maturity of the fixed term, the saver would receive approximately $3,046,849.32 in total between capital and interest.

What interest rates do banks offer for a fixed term of 30 days

  • Banco de la Nación Argentina: 19%

  • Banco Galicia: 16.25%

  • Banco BBVA: 18.75%

  • Banco Santander: 15%

  • Banco Provincia de Buenos Aires: 19.5%

  • Banco Macro: 18%

  • ICBC Argentina: 17.5%

  • Banco Ciudad: 17%

  • Banco Patagonia: 16%

  • Banco Credicoop: 17.5%

  • Banco BICA: 23%

  • Banco CMF: 23.25%

  • Banco Comafi: 18%

  • Banco de Comercio: 19%

  • Banco de Formosa: 19%

  • Banco de Córdoba: 20.75%

  • Banco del Chubut: 18.5%

  • Banco del Sol: 22%

  • Banco Dino: 20%

  • Banco Hipotecario: 18%

  • Banco Julio: 20%

  • Banco Mariva: 21%

  • Banco Masventas: 19%

  • Banco Meridian: 23.25%

  • Banco Provincia de Tierra del Fuego: 19%

  • Banco VOII: 23.5%

  • BIBANK: 21%

  • Crédito Regional Compañía Financiera: 23.5%

  • Reba Compañía Financiera: 22%

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    How to create a fixed term step by step

    The establishment of a fixed term can be done through the home banking or mobile application of each financial institution.

    • Log into home banking or the bank's app.

    • Access the “Investments” or “Fixed Term” section.

    • Indicate the amount to invest, for example $3,000,000.

    • Select a term of 30 days.

    • Confirm the operation and save the receipt.

    Once the chosen term is completed, the invested capital and the generated interest will be automatically credited to the bank account.

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    What is a fixed term and how does it work

    The fixed term consists of depositing a sum of money in a financial institution for a specified period in exchange for a previously established interest rate.

    Its main characteristic is that it allows knowing from the beginning how much money will be received at the maturity of the investment.

    When evaluating the profitability obtained, it is also important to consider the evolution of inflation, as it can influence the real yield of the interest received.


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