Banco del Sol: 23%.
Banco Dino: 20% and 22%.
Banco Hipotecario: 19.5% and 22%.
Banco Julio: 19%.
Banco Mariva: 23.5% and 23%.
Banco Masventas: 21% and 19%.
Banco Meridian: 23.75%.
Financial entities offer different yields, and some exceed a nominal annual rate of 24%
Banco del Sol: 23%.
Banco Dino: 20% and 22%.
Banco Hipotecario: 19.5% and 22%.
Banco Julio: 19%.
Banco Mariva: 23.5% and 23%.
Banco Masventas: 21% and 19%.
Banco Meridian: 23.75%.
The fixed-term investment in fixed term allows you to earn interest on your savings and know in advance how much money will be received at maturity. In November 2026, the interest rates vary by bank and reach up to 24.25% TNA.
With an initial investment of $3,000,000 for 30 days, the return depends on the chosen financial institution. The Banco Nación, for example, offers a nominal annual rate of 19.25%, which allows you to calculate the interest that will be charged at the end of the period.
Those who deposit $3,000,000 for 30 days in Banco Nación, with a TNA of 19.25%, will earn approximately $47,465.75 in interest.
At the end of the period, the bank will return the initial capital plus the generated profit. The total amount will be $3,047,465.75.
The financial institutions offer different nominal annual rates for 30-day deposits. These are the rates reported for November 2026:
Banco Nación: 19.25%.
Banco Galicia: 18.25%.
Banco BBVA: 17%.
Banco Santander: 17.5%.
Banco Provincia: 21% and 22%.
Banco Macro: 19.5%.
ICBC: 17.9%.
Banco Ciudad: 17%.
Banco Patagonia: 16%.
Banco Credicoop: 18.5%.
Banco Bica: 24%.
Banco CMF: 24%.
Banco Comafi: 19%.
Banco de Comercio: 24.25%.
Banco de Formosa: 18.5%.
Banco de la Provincia de Córdoba: 20.75%.
Banco del Chubut: 20.5%.
Banco Provincia de Tierra del Fuego: 19% and 15%.
Banco Voii: 23%.
Bibank: 22%.
Crédito Regional Compañía Financiera: 24% and 23.75%.
REBA Compañía Financiera: 24%.
The establishment of a fixed term can be done from the home banking or the application of the financial institution. To complete the operation, follow these steps:
Log into home banking or the bank's application.
Select the Investments or Fixed Term section.
Indicate the capital you wish to deposit: $3,000,000.
Choose a period of 30 days.
Review the current interest rate and estimated returns.
Confirm the operation.
Save or download the establishment receipt.
The traditional fixed term is a savings alternative that consists of depositing money in a bank for a specified period in exchange for receiving interest. The rate is set at the time of the operation and determines how much will be earned at maturity.
One of its main characteristics is that the capital remains immobilized during the agreed period. Therefore, the holder cannot freely access the money before the maturity date.
Among its advantages, the possibility of knowing in advance the return and calculating how much will be collected at the end of the investment stands out. However, before establishing a deposit, it is advisable to compare the rates of financial institutions and assess whether the interest compensates for the effect of inflation on savings.
