Ypf Launched Its Digital Wallet and Is Set to Compete With Banks and Fintech.

Ypf Launched Its Digital Wallet and Is Set to Compete With Banks and Fintech.
YPF launched its digital wallet.
Imagen de Editorial Team
porEditorial Team
Argentina

Starting in April, the oil company's customers will gradually be able to use the application as a means of payment.

Add La Derecha Diario on
Share:

Most read in Argentina

Erik ten Hag criticized Cristiano Ronaldo again and compared him to Messi: “He's not able to collaborate for the team”

  1. San Juan receives giant Komatsu trucks for the Vicuña megaproject driven by RIGI

  2. Bad news for Colapinto: the FIA penalized him after the Mexican GP and he is out of the points zone

  3. The unexpected revelation from Lamine Yamal's father about his son: "It's not his last name"

  4. Due to Lula, a stagnation and increase in inflation in Brazil is projected for 2027

La Derecha Diario on X

  1. ESCÁNDALO DE CORRUPCIÓN DE JANONES: EL ESTRATEGA DIGITAL DE LULA LE SACABA PARTE DE LOS SUELDOS A SUS ASESORES El jefe de la campaña digital de Lula, André Janones, de visita en la Argentina, además de tener una perimetral de su exesposa por violencia y amenazas, está condenado por armarse una "Chocolatería" en su despacho como diputado. El caso, conocido en Brasil como «Rachadinha», estalló luego de que lo engancharan a Janones en una cámara oculta explicando cómo le robaba parte de sus salarios a sus empleados de su despacho para "ayudarlo" a pagar deudas personales de su campaña electoral. “Creo justo que esas personas también participen conmigo de la reconstrucción de mi patrimonio”, afirmó Janones, quien sostuvo que no consideraba corrupta esa práctica. Fue encontrado culpable y tuvo que firmar un acuerdo con la Procuraduría General de la República para devolver más de 150.000 reales robados de esta manera.

    9 hours ago

  2. ESCÁNDALO POR EL DESTINO DE MILLONES DE DÓLARES DESTINADOS A MENORES INMIGRANTES Nick Shirley expuso a VisionQuest, una organización que recibió 115,9 millones de dólares del Gobierno de Biden entre 2021 y 2024 para alojar y asistir a menores extranjeros no acompañados. Cuando acudió a sus instalaciones para averiguar qué había pasado con los niños y cómo se utilizaron los fondos, el personal se negó a responder sus preguntas y amenazó con llamar a la Policía.

    21 min ago

  3. TRUMP BROMEÓ CON DESPEDIR A MARCO RUBIO POR VOLVERSE DEMASIADO POPULAR El presidente elogió el trabajo de su secretario de Estado y, entre risas, bromeó con echarlo por su creciente popularidad. “Marco Rubio está haciendo un gran trabajo y se está volviendo demasiado popular... Voy a tener que despedirlo”.

    36 min ago

  4. PRÓCER DE LA PAZ — “QUIERO INTENTAR SALVAR TODAS ESAS VIDAS SI PUEDO” Donald Trump aseguró que todavía no terminó con Irán porque busca evitar más muertes. “La única razón por la que no hemos terminado con Irán es porque quiero ser amable, pero en algún momento vamos a tener que darles con todo”.

    51 min ago

La Derecha Diario logo
TwitterInstagramYouTubeTikTokFacebook
Derecha Diario TV

Nosotros

  • Quienes Somos
  • Autores
  • Donar

Privacidad

  • Protección de datos
  • Canales
  • Sitemap
  • RSS

Contacto

  • info@derechadiario.com.ar
PUBLICIDAD
La Derecha Diario logo
ESX logoInstagram logoYouTube logoTikTok logoFacebook
ARGENTINAUNITED STATESECUADORISRAELMEXICOURUGUAY
ARGENTINAUNITED STATESECUADORISRAELMEXICOURUGUAY
DERECHA DIARIO TV
  • ES
    XInstagramYouTubeTikTokFacebook
  • DERECHA DIARIO TV
  • Sections
  • ARGENTINA
  • UNITED STATES
  • ECUADOR
  • ISRAEL
  • MEXICO
  • URUGUAY
  • Countries
  • La Derecha Diario logoLA DERECHA DIARIO
  • La Derecha Diario México logoLA DERECHA DIARIO MÉXICO
  • La Derecha Diario Uruguay logoLA DERECHA DIARIO URUGUAY
  • La Derecha Diario Ecuador logoLA DERECHA DIARIO ECUADOR
  • La Derecha Diario Israel logoLA DERECHA DIARIO ISRAEL
  • La Derecha Diario Estados Unidos logoLA DERECHA DIARIO ESTADOS UNIDOS
  • Topics
  • GUERRA EN IRÁN
  • The Newspaper
  • QUIENES SOMOS
  • AUTORES
  • PUBLICIDAD
  • DONAR

Related news

Yanina Latorre revealed how Julieta Prandi may have discovered Emanuel Ortega's cell phone password

Yanina Latorre revealed how Julieta Prandi may have discovered Emanuel Ortega's cell phone password

Shock in Spain: a Tenerife player died after receiving a brutal knee to the chest during a match

Shock in Spain: a Tenerife player died after receiving a brutal knee to the chest during a match

Janones corruption scandal: Lula's digital strategist admitted to taking part of his advisors' salaries

Janones corruption scandal: Lula's digital strategist admitted to taking part of his advisors' salaries

The United States launched defensive strikes against Iranian targets in the strategic Strait of Hormuz

The United States launched defensive strikes against Iranian targets in the strategic Strait of Hormuz

The Talarico Files: They secretly filmed the candidate's environment admitting that his moderation "is only for the cameras"

The Talarico Files: They secretly filmed the candidate's environment admitting that his moderation "is only for the cameras"

Islam is a threat: what are the terrorist cells that attacked Argentina?

Islam is a threat: what are the terrorist cells that attacked Argentina?

This way, YPF consolidates its position in the virtual wallet market, a sector that is no longer reserved solely for fintech and banks.

The advances

In 2024, the YPF APP incorporated several functionalities that improved and personalized the user experience. Among these are biometric authentication, the elimination of the requirement to enter the CVV for each payment confirmation, a new home screen with a carousel of benefits, the incorporation of digital tipping, and the full integration of the Serviclub loyalty program.

Currently, 3.5 out of 10 payments made in the YPF network are made through digital wallets, which demonstrates the company's digital evolution.

According to the latest report from the COELSA Indicator (Compensadora Electrónica SA), in 2024 there was a 48% increase in the opening of bank and fintech accounts compared to 2023. Additionally, the report highlighted an exponential growth in QR payments, which increased by 212% year-on-year.

This way, digital wallets continue to be one of the most prominent players in the digital payments ecosystem in Argentina.

In this context, the fuel sector stood out, integrating the Top 5 in participation in payments with transfer (QR). It represented 8% of the total operations in this sector, with an increase of one percentage point in its participation only in the third quarter of 2024.

YPF Digital (YDI), the entity responsible for managing and enhancing YPF's digital assets, is finalizing the details to turn the YPF APP into the first digital wallet of an energy company in Argentina.

Starting in April, customers will be able to gradually use the application as a payment method for services within the mobility ecosystem. With this move, the YPF APP will compete in the challenging digital wallet market.

"From YDI we are ready to transform into a digital wallet. The YPF APP has always led the market in digitizing our consumers' experience. Now, with this innovation, we once again position ourselves at the forefront of technology for the world of mobility," commented Guillermo Garat, president of YDI.

YPF lanzó su billetera digital.
YPF lanzó su billetera digital.

"Under a continuous improvement and rapid market entry model, we are setting the pace for the digitization of user experience," he added.

Currently, the YPF APP has established itself as a key ally in the mobility of the country's consumers. In December 2024, 420 payments per minute were recorded during peak hours, equivalent to 5.7 million transactions and more than 4.5 million active users.

Throughout the year, users made more than 60 million visits to service stations and took advantage of 20 million benefits offered by the application, available on iOS and Android.

The state oil company indicated in a statement that "the natural evolution is for the YPF APP to expand its services and broaden its digital ecosystem." With that vision, YPF has taken concrete steps in the last two years, materialized in the creation of YPF Digital, a company that seeks to manage and enhance the company's digital assets.

YDI obtained authorization from the Central Bank of the Argentine Republic (BCRA) to offer services as a payment service provider (PSP) and is currently developing various functionalities to offer its customers throughout the year.

YPF lanzó su billetera digital.
YPF lanzó su billetera digital.

This way, YPF reinforces its leadership in service stations and digital payments, extending its presence throughout the entire mobility value chain in the country.