Requirements, income, and estimated installments
The available amounts are subject to the applicant's formal income. The installment can't exceed 30% or 35% of the net monthly income. Some examples of how much can be requested based on income:
The credit is available to both clients and non-clients of the bank
The available amounts are subject to the applicant's formal income. The installment can't exceed 30% or 35% of the net monthly income. Some examples of how much can be requested based on income:
Banco de la Nación Argentina (BNA) has launched a new line of loans for the purchase of new and used cars, with amounts reaching up to $100 million, a fixed nominal annual rate of 38%, and a term of up to 72 months. The line, which is already available, can be processed directly from participating dealerships, with no paperwork required, completely online, and without collateral.
The loan is available to both bank clients and non-clients. In the latter case, those who wish to apply can open a digital savings account and obtain a credit card that can be used from the BNA+ wallet.
The offer is a non-collateralized personal loan, managed 100% online from the dealership, which streamlines the process and avoids in-branch procedures. The system also allows the seller to instantly inform the financeable amount, thus facilitating the immediate completion of the transaction.
The loan is intended for the purchase of domestic or imported vehicles, both new and used (up to 10 years old), including cars, pick-ups, and utility vehicles. Financing can be partial or total and covers the total value of the vehicle, including VAT.
Amortization is through the French system and users can digitally quote and purchase vehicle insurance through Nación Seguros, integrating it into the purchase process.
The list of participating dealerships can be found on the bank's official website:
Updates, conditions, and requirements can also be found there.