The fixed term deposit continues to be one of the preferred alternatives for those looking to obtain a return on their pesos. In August, the differences between the rates offered by bankscan change how much is earned at the end of the investment.
For those with $2,500,000, choosing one entity over another can represent a difference in the interest earned over 30 days. Here are the available options and how much can be received at maturity.
The differences between the rates offered by banks can change how much is earned
How much does a fixed term deposit of $2,500,000 yield according to each bank
The profit from a $2,500,000 fixed term deposit for 30 days depends on the TNA offered by each entity. Since the Central Bank eliminated the minimum rate, banks can set their own conditions.
According to the rates referenced as of August 20, 2026, the differences between entities modify the final amount received by the saver at maturity.
Banco Nación: TNA of 19%. Generates $39,041 in interest and a total of $2,539,041.
BBVA: TNA of 19.5%. Generates $40,068 in interest and a total of $2,540,068.
Banco Provincia: TNA of 19.5%. Generates $40,068 in interest and a total of $2,540,068.
Banco Macro: TNA of 18.5%. Generates $38,014 in interest.
ICBC: TNA of 17.7%. Generates $36,370 in interest.
Galicia: TNA of 17.5%. Generates $35,959 in interest.
Credicoop: TNA of 17.5%. Generates $35,959 in interest.
Banco Ciudad: TNA of 17%. Generates $34,932 in interest.
Santander: TNA of 16%. Generates $32,877 in interest.
Which bank pays the most for a fixed term deposit of $2,500,000
Among the rates used as a reference, BBVA and Banco Provincia offer the highest yield, with a TNA of 19.5%.
What is the bank that pays the most for a fixed term of $2,500,000
With an investment of $2,500,000 for 30 days, both generate $40,068 in interest and allow for a withdrawal of $2,540,068 at the end of the term.
What to consider before investing in a fixed term deposit
Inflation is one of the factors to evaluate before immobilizing pesos. The projections mentioned in the material placed monthly inflation around 2%, so the return may be close to equilibrium.
What to consider before investing in a fixed term deposit
This means that a positive rate does not necessarily imply a gain in terms of purchasing power. The comparison depends on how inflation evolves during the investment period.
Another possibility is to renew the fixed term deposit every 30 days and add the interest to the capital. This can generate compound returns, although the result will depend on the rates available in the following months.
What to check before making a fixed term deposit of $2,500,000
Conditions may vary depending on the bank and the channel used to carry out the operation. Some entities offer better rates through their apps or websites, while others differentiate conditions based on the type of customer.
What to check before making a fixed-term deposit of $2,500,000
Therefore, before investing the $2,500,000, it is advisable to compare current rates, review the conditions, and assess whether the expected return allows for the preservation of the purchasing power of the money.
