The rates for fixed-term deposits show differences between traditional banks, digital entities, and financial companies for 30-day deposits.
According to a survey by Infobae, the yieldvaries depending on the chosen entity and can represent a difference of more than $5,200 for every $1 million invested.
Performance varies depending on the chosen entity
How much does a fixed-term deposit of $1 million pay in the main banks
The rates for fixed-term deposits continue to show a wide dispersion in the Argentine financial system. While traditional banks maintain more moderate yields, digital entities and financial companies offer the highest rates.
Among the main banks in the country, these are the yields for an investment of $1 million for 30 days:
Banco Nación: 19% — $1,015,616.
Banco Galicia: 17.5% — $1,014,384.
BBVA: 18.75% — $1,015,411.
Banco Santander: 16% — $1,013,151.
Banco Provincia: 21% — $1,017,260.
Banco Macro: 19.5% — $1,016,027.
ICBC Argentina: 17.2% — $1,014,251.
Banco Ciudad: 17% — $1,014,110.
Banco Patagonia: 16% — $1,013,151.
Banco Credicoop: 17.5% — $1,014,384.
Which banks offer the highest rates for fixed-term deposits
The best rates in the market correspond to digital banks, regional entities, and financial companies.
Banco de la Provincia de Córdoba: 20.75% — $1,016,973.
Banco Hipotecario: 20.5% — $1,016,684.
Banco Dino: 20% — $1,016,438.
Which banks offer the highest rates for fixed-term deposits
How fixed-term deposit rates have evolved
The rates of the main traditional banks remained stable during the last week, with slight adjustments in some cases.
Among them, Banco Santander raised its rate from 14.5% to 16%, while the rest of the main entities recorded few changes compared to the previous survey.
How fixed-term rates evolved
What is the difference between the highest and lowest rate
The choice of bank directly influences the final yield of a fixed-term deposit.
According to data from Infobae, a deposit of $1 million for 30 days generates $1,013,151 in entities with the lowest rate and up to $1,018,356 in those offering the highest yield, a difference of over $5,200 for the same investment.
What trend do fixed-term deposits show
The report indicates that average rates continue to be below the levels recorded during 2025. While traditional banks have reduced their yields in recent months, digital entities and financial companies continue to lead the ranking of rates for 30-day deposits.
