Banco Nación, BBVA, and Provincia offer loans of up to $100 million to purchase cars
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Three banks currently offerlines of creditthat allow you to purchase new or used vehicles with high amounts and conditions tailored to different profiles.
Among the most notable options are loans that reach up to $100,000,000, with terms of up to 72 months.
El Banco Ciudad lanzó un importate crédito a tasa fija para comprar autos
Banco Nación: loans up to $100,000,000 for new and used cars
Banco Nación surprises with its "+Autos con BNA" program, which allows you to finance cars, pickup trucks, and utility vehicles up to 10 years old. The loan covers 100% of the vehicle's value and is granted in pesos, with a single signature.
The institution reduced the rate to a fixed nominal annual rate (TNA) of 38%, well below other market options. The repayment term extends up to 72 installments, with a total financial cost (CFT) of 57% per year.
Requirements and necessary income
The installment can't exceed 30% of income and is automatically debited from a savings account. Some examples from Banco Nación's simulator:
$10,000,000: installment $420,699 – minimum income $1,402,331.
$20,000,000: installment $841,399 – minimum income $2,804,663.
$40,000,000: installment $1,682,798 – minimum income $5,609,326.
$50,000,000: installment $2,103,497 – minimum income $7,011,658.
El Banco Nación otorgó créditos por 6.500 millones de dólares en Agroactiva.
Who can apply?
Applicants must be over 18 years old and qualify in the financial system, including retirees and pensioners. It is not necessary to be a client of the bank: the entire process is carried out directly at the dealership.
Banco BBVA: loans up to $70,000,000
BBVA offers personal loans that can be used to purchase cars, with amounts up to $40,000,000 online and $70,000,000 at branches. The maximum term is 60 months and the rate depends on the applicant's credit profile.
TNA: 138%
TEA: 269.23%
Minimum income: $308,200
Age: 18 to 74 years old
Préstamo personal del BBVA: hasta $40.000.000 online
The amortization system is French and the rate remains fixed throughout the loan. The application is 100% online for bank clients.
Banco Provincia: loans up to $50,000,000
Banco Provincia finances the purchase of cars through personal loans of up to $50,000,000. These are available for employees, public sector workers, and retirees who receive their salaries at the institution. The term reaches 72 months with a fixed nominal annual rate (TNA) of 98%.
Example: for every $100,000 requested over 72 months, the installment is approximately $8,680.95. The funds are credited within 24 hours after approval.
Préstamo personal del Banco Provincia: hasta $50.000.000
