Mercado Pago, Ualá and more: how much virtual wallets yield today

Mercado Pago, Personal Pay, Ualá and other virtual wallets have once again adjusted their interest rates.

Several banks, both large and regional, have done so as well. Here we tell you which ones are offering the highest returns today.

¿Cuáles son las billeteras virtuales más usadas por los argentinos?

How much are virtual wallets yielding today?

This Thursday, July 24, the daily returns of interest-bearing accounts, fixed-term deposits, and Mutual Investment Funds (FCI) were updated.

These are the percentages currently being paid by the main wallets:

Mercado Pago (FCI MM): 36.24 %
Personal Pay (FCI MM): 35.26 %
Claro Pay (FCI MM): 33.58 %
N1U (FCI MM): 33.22 %
Prex Argentina (FCI MM): 33.07 %
Lemon Cash (FCI MM): 32.78 %
Cocos (FCI RM): 31.06 %
IEB+ (FCI MM): 30.99 %
Astropay (FCI MM): 29.31 %
LetsBit Finanzas (FCI MM): 28.80 %
Naranja X (Interest-bearing account): 27.00 %*
Ualá (Interest-bearing account): 27.00 %*

*Interest cap in Naranja X: $600,000. In Ualá: $1,000,000 and up to $26,300 per month.

What do FCI MM and FCI RM mean?

FCI MM stands for Money Market Mutual Investment Fund. FCI RM stands for Mixed Income Mutual Investment Fund.

Mercado Pago, Personal Pay, Ualá and other virtual wallets have once again adjusted their interest rates.

Several banks, both large and regional, have done so as well. Here we tell you which ones are offering the highest returns today.

How much are virtual wallets yielding today?

This Thursday, July 24, the daily returns of interest-bearing accounts, fixed-term deposits, and Mutual Investment Funds (FCI) were updated.

These are the percentages currently being paid by the main wallets:

Mercado Pago (FCI MM): 36.24 %
Personal Pay (FCI MM): 35.26 %
Claro Pay (FCI MM): 33.58 %
N1U (FCI MM): 33.22 %
Prex Argentina (FCI MM): 33.07 %
Lemon Cash (FCI MM): 32.78 %
Cocos (FCI RM): 31.06 %
IEB+ (FCI MM): 30.99 %
Astropay (FCI MM): 29.31 %
LetsBit Finanzas (FCI MM): 28.80 %
Naranja X (Interest-bearing account): 27.00 %*
Ualá (Interest-bearing account): 27.00 %*

*Interest cap in Naranja X: $600,000. In Ualá: $1,000,000 and up to $26,300 per month.

What do FCI MM and FCI RM mean?

FCI MM stands for Money Market Mutual Investment Fund. FCI RM stands for Mixed Income Mutual Investment Fund.

Los Fondos Comunes de Inversión (FCI) ofrecen liquidez inmediata

How do interest-bearing accounts work?

Interest-bearing accounts pay daily interest for having money deposited. There is no need to invest or lock the funds.

Unlike a regular savings account, these accounts generate returns every day and credit them at the end of the month.

What advantage do FCIs have over fixed-term deposits?

Fixed-income FCIs offer returns similar to fixed-term deposits, but with a key difference: immediate liquidity.

Los usuarios de billeteras virtuales deberán estar atentos a los nuevos límites de transferencias

Funds can be withdrawn on the same day or within a maximum of 48 business hours, depending on the fund. That allows for more flexibility without sacrificing profitability.