Interest accrues day by day and is credited at the end of the month. You don't have to immobilize your money, as with a fixed-term deposit.
Cocos, Naranja X, and Ualá lead the ranking of wallets with the best performance on June 24
Interest accrues day by day and is credited at the end of the month. You don't have to immobilize your money, as with a fixed-term deposit.
Virtual wallets remain an attractive option for those seeking returns without locking up their money. This Tuesday, June 24, rates were updated and there are key differences between the platforms.
In this article, we explain which is the best wallet to invest in today, what rate each one pays, and how remunerated accounts and mutual funds work.
The wallets with the highest interest rates currently are:
*Ualá pays interest up to $1,000,000 deposited, with a monthly earnings cap of $26,300.
**Naranja X pays interest up to $600,000 deposited.
Remunerated accounts generate daily interest on the available balance, with no need to invest. Unlike a traditional savings account, they pay a return and allow you to access your money whenever you want.
FCIs that invest in fixed income or fixed-term deposits usually yield similar returns to traditional fixed-term deposits, but with a key advantage: immediate liquidity.
You can withdraw the money on the same day (if you operate during banking hours) or within 24 to 48 hours, depending on the fund. It is ideal for those who want returns without losing availability.
These are the current TNA rates at the 10 banks with the highest deposit volume, for online fixed-term deposits in pesos for 30 days:
Some institutions offer rates above the average: