The best virtual wallet and fixed-term deposit rates this September 16

Banks and virtual wallets have updated their interest rates for different investment instruments. Time deposits, mutual funds, and interest-bearing accounts show variations that are worth reviewing before investing.

We explain which options are currently the most profitable and what advantages each alternative offers.

Interest rates of virtual wallets

Interest-bearing accounts and mutual funds in virtual wallets generate daily interest on deposited funds. Some of the best current rates are:

Prex Argentina (MM MF): 45.04 %
Naranja X (Interest-Bearing Account): 43.00 %
Ualá (Interest-Bearing Account): 40.00 %
Claro Pay (MM MF): 39.57 %
IEB+ (MM MF): 38.29 %
Cocos (Mixed Income MF): 36.03 %
Lemon Cash (MM MF): 32.89 %
Mercado Pago (MM MF): 31.61 %

MM MF: Money Market Mutual Fund | Mixed Income MF: Mixed Income Mutual Fund

Los usuarios de billeteras virtuales deberán estar atentos a los nuevos límites de transferencias

How do interest-bearing accounts work?

These accounts generate daily interest without the need to reinvest, and the interest is credited at the end of the month. You can access your funds immediately, while the yield grows day by day.

Advantages of mutual funds over time deposits

Mutual funds offer returns similar to time deposits, but with greater liquidity:

They allow you to withdraw funds immediately or within 24-48 hours, depending on the composition of the mutual fund.
They are ideal for those seeking to combine profitability with flexibility.