0 km cars at 0% interest rate: brands launch special plans thanks to Milei's economic stability

The Argentine automotive market once again showed signs of growth in November. Following the election results on October 26 and the strengthening of the Government's economic direction, the main automotive manufacturers decided to relaunch 0% interest financing plans, a key tool to stimulate consumption.

The new scenario, driven by the interest rate cuts implemented by the Central Bank and exchange rate stability, allowed brand financial companies and banks to offer more competitive loans. Confidence in the economic direction and improved expectations are reflected in a recovery of credit for the automotive sector, after a quarter of lower activity.

Stellantis leads with multiple financing options

Stellantis group—which includes brands such as Fiat, Peugeot, Citroën, Jeep, RAM, and DS—leads the proposals with 0% interest programs and broad facilities.

Fiat offers fixed-rate 0% loans for up to $12,000,000 over 24 months or $10,000,000 over 12 months, and special plans for the Fiat 600 Hybrid with 18 interest-free installments.
Peugeot launched its Tasa Express program, with amounts up to $20,000,000 and terms of 12 to 18 months.
Citroën replicates the strategy with lines of $18,000,000 at 0% interest and UVA loans for up to 24 months.
Jeep and RAM also offer 0% interest plans with amounts up to $30,000,000.
DS Automobiles finances any model in its range at 0% interest with a cap of $22,000,000, and a special offer for the DS7 with $40,000,000 at 0% interest.

Renault and Chevrolet focus on digital credit

Renault Argentina promotes its digital channel Renault Store and its financial company Mobilize, offering 0% interest plans for models such as the Arkana Hybrid E-Tech, Kwid, and Logan, with amounts up to $20,000,000 and terms of 24 fixed installments.

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Meanwhile, Chevrolet doubles down on its commercial strategy with interest-free credit lines for 12 and 18 months. The Onix, Tracker, Spin, Montana, S10, and Trailblazer models are part of the program, with financeable amounts up to $20,000,000.

Ford supports the recovery of automotive credit

Ford Argentina also introduced new lines with 0% interest in pesos and in UVA. The domestic Ranger can be purchased with a UVA loan in 24 monthly installments and a maximum amount of $46,800,000, while the Territory and Transit offer interest-free financing for up to $63,000,000.

These conditions occur in a context of growing confidence in the local market, with a more predictable economy and a stable exchange rate. Automotive companies consider that November marks the beginning of a cycle of consumption reactivation, driven by macroeconomic certainty and the opening and deregulation policies promoted by the Government.

Credit once again drives consumption

The return of 0% interest financing plans reflects a change in the climate of the Argentine economy. Exchange rate stabilization, lower inflation, and the restoration of consumer confidence combine to revive demand for new vehicles, a key sector for national industry and employment.

Access to credit, which had disappeared during the uncertainty prior to the elections, that is, due to the kuka risk, is once again a protagonist thanks to the normalization of the financial system and the support of policies aimed at sustainable growth.