Macroeconomic predictability and lower export taxes are driving new forms of financing in the agricultural sector
Compartir:
Financing is key for Argentine agriculture because it allows for organizing cash flow throughout the production cycle. It also sustains profitability in changing contexts and encourages investment in technology. Today, the sector has access to new opportunities thanks to the macroeconomic stability fostered by the national government.
The Nera platform, a digital ecosystem that connects producers with input suppliers, presented its 2024/25 report. The survey shows that 65% of loans were taken out in dollars, thanks to the stable exchange rate and the opening of exports.
Additionally, 70% of producers prefer minimum terms of 12 months, generally tied to the next harvest. In livestock, credit demand remains steady with peaks during the fall and spring auctions.
e originaron 330 mil toneladas en créditos, equivalentes a 11 mil camiones puestos como garantía de financiamiento.
Grains as financing collateral
Cereal and oilseed marketing contracts are consolidating as a financing strategy. Through forward sale agreements, the producer commits future production as loan collateral.
In the 2024/25 season, Nera launched the Future Grain Credit, which converts physical assets into financial assets. 330,000 tons in loans were originated, equivalent to 11,000 trucks pledged as financing collateral.
80% of contracts were with price to be set, with soybeans and corn as the main crops. This scheme allows for improved margins in the face of international commodity volatility.
Hoy, el sector accede a nuevas oportunidades gracias a la estabilidad macroeconómica impulsada por el Gobierno nacional.
Stability and predictability drive investment
The national government has caused a context of stability and predictability that enables the recovery of credit. The reduction of export duties and the opening of exports provide confidence to Córdoba's agricultural sector to invest in the future.
The stability of the exchange rate and the reduction of tax pressure strengthen the competitiveness of Argentine producers. This macroeconomic framework makes it easier for the sector to access loans under sustainable conditions again.
Thanks to this scenario, Córdoba's agricultural sector can plan and invest with greater confidence. The predictability achieved is the foundation upon which productive growth is built in the 2024/25 season.
Además, el 70% de los productores prefieren plazos mínimos de 12 meses
Dollar loans return
The reappearance of dollar financing reflects the impact of national economic policies. According to Nera, transactions grew by 140% compared to the previous period.
65% of producers financed inputs in dollars, taking advantage of more competitive rates and a stable exchange rate scheme. Confidence in foreign currency is now a key tool for the agricultural sector.
Dollar loans boost the private agricultural sector and reinforce Córdoba's role in national production. This recovery is possible thanks to the political and economic stability provided by the national government.
El 80% de los contratos fueron con precio a fijar, con soja y maíz como cultivos principales.
