Fixed-term deposit today: how much you earn by investing $4,000,000 for 30 days

Fixed-term deposit changes: how much does investing $4 million yield?

porEditorial Team

Argentina

With rates around 25%, this is what you earn if you invest $4 million for 30 days

The fixed-term deposit is once again at the center of the scene after the latest movements in interest rates. For those who are looking for a conservative investment, it is a simple and predictable tool.

According to a survey by TN, the average Annual Nominal Rate (TNA) is currently around 25%, slightly below last week's 26%. With that data, it is already possible to calculate how much return you get by placing $4,000,000 for 30 days.

Los depósitos en pesos también aumentaron

How much you earn with $4,000,000 in a fixed-term deposit

With a 25% TNA, investing $4,000,000 for 30 days generates an estimated profit of $82,191.78.

At maturity, the saver would receive a total of $4,082,191.78, adding principal plus interest. The return is known from the first day.

What rate each bank pays today

Banks with rates from 25% to 27%

Banco Nación:25%
Banco Provincia:25%
Banco Macro:27%
Banco del Chubut:27%
Banco Dino:27%

How much you earn with $4,000,000 in a fixed-term deposit

With a 25% TNA, investing $4,000,000 for 30 days generates an estimated profit of $82,191.78.

At maturity, the saver would receive a total of $4,082,191.78, adding principal plus interest. The return is known from the first day.

What rate each bank pays today

Banks with rates from 25% to 27%

Banco Nación:25%
Banco Provincia:25%
Banco Macro:27%
Banco del Chubut:27%
Banco Dino:27%

Cuánto se gana con $4.000.000 en un plazo fijo

Institutions with rates above 30%

Banco Bica:33%
Banco CMF:33.5%
Banco Meridian:33.25%
Banco Voii:33.5%
Crédito Regional:up to 33.75%
Reba:32%

Banks with rates between 21% and 24.5%

Santander:23%
Galicia:23%
BBVA:23%
ICBC:23.5%
Credicoop:24%
Banco Comafi:24.5%
Banco de Formosa:21%

Some institutions report differential rates depending on the digital channel or amount. It is always advisable to check in home banking before confirming.

El proceso para pedir el prestamo de Mercado Pago

How to make a fixed-term deposit step by step

Log in to the bank's home banking or app.
Go to the "Investments" or "Fixed-term deposit" section.
Enter the amount, for example $4,000,000.
Choose a term of 30 days.
Confirm and save the receipt.

What a fixed-term deposit is and what it is for

The traditional fixed-term deposit consists of depositing money for a specific period in exchange for an agreed rate.

During that time, the principal can't be withdrawn. It is an option chosen by conservative profiles that prioritize stability over high profitability.