Virtual wallets and banks once again adjusted their interest rates in Argentina. With the new scenario, many users are trying to find out where it is more convenient to keep their money so that it yields more.
There are different alternatives today: interest-bearing accounts, Mutual Funds (FCI), and time deposits. Each option has different returns and liquidity levels.
Which virtual wallet pays the most today
Among digital wallets, the best returns are concentrated in products linked to Mutual Funds and interest-bearing accounts.
Currently, Cocos leads the ranking with a NAR of 29.05% through a mixed-income mutual fund.
Ranking of rates in virtual wallets
- Prex Argentina: 26.86%
- Mercado Pago: 26.68%
- IEB+: 26.02%
- Ualá: 26.00%
- Claro Pay: 25.55%
- Lemon Cash: 24.71%
- Naranja X: 21.00%
In several cases, the rate or the interest-bearing amount has a cap, depending on the invested capital.
How interest-bearing accounts work
Interest-bearing accounts generate daily interest on the available balance. The money remains liquid.
