Thevirtual walletsand interest-bearing accounts offer different alternatives to obtain returnson available pesos during the first week of November 2026.
The data corresponds to the survey by Comparatasas.ar. The rates for interest-bearing accounts have been in effect since November 4, while the returns for mutual funds (FCI) were updated on November 3.
Virtual wallets and remunerated accounts offer different alternatives for obtaining returns
Which interest-bearing accounts pay the most
Among the interest-bearing accounts and digital wallets with fixed rates, Ualá Plus 2 tops the ranking with an EAR of 24%, although it requires a total of $500,000 in transactions and has a limit of $1 million that earns interest.
The list of the main options is as follows:
Ualá Plus 2: 24% EAR, with special conditions and a cap of $1 million.
Fiwind: 23% EAR, with a limit of $750,000. The bonus may change or be discontinued.
Banco BICA Cuenta Positiva 4: 22% EAR for balances from $1 to $750,000.
Cresium: 20.04% EAR, available only for legal entities.
Carrefour Banco: 20% EAR, with a permitted monthly income of $4,694,400.
Naranja X: 20% EAR, with a cap of $1 million.
Frascos Naranja X: 20% EAR depending on the chosen term, of 7, 14, or 28 days, and a limit of $30 million.
Ualá Plus 1: 20% EAR, with $50,000 in transactions during the month and a cap of $1 million.
Banco BICA Cuenta Positiva 3: 19% EAR for balances from $750,001 to $2,250,000.
Ualá: 19% EAR for amounts from $10,000 to $1 million.
Banco BICA Cuenta Positiva 2: 16% EAR for balances from $2,250,001 to $20 million.
Banco Nación: 14% EAR, for Salary Account holders and with a cap of $2 million.
Supervielle: 14% EAR for Salary Plan clients, with a limit of $1 million.
Supervielle Hit IOL: 14% EAR for Hit IOL Account clients, with no reported limit.
Crypto pesos: alternatives pegged to the peso
The survey also includes stablecoins pegged 1:1 to the Argentine peso. Among the listed options, the returns are:
CapyFi (wARS): 22.26% EAR, with no limits.
Ripio (wARS): 21.92% EAR, with no limits.
Belo (ARGt): 19.01% EAR, with no limits.
Cryptopesos: alternatives with parity to the peso
Which mutual funds offer the best returns
The FCIs present variable returns, which can change according to the market. In the very low risk category, the ranking updated as of November 3 includes:
Vinci Compass Liquidity – Class F (Lemon): 20.87% estimated EAR for 7 days.
Vinci Compass Liquidity – Class D (Global66): 20.62%.
Premier Renta CP in Pesos – Class A (Supervielle): 20.35%.
Ualintec Ahorro Pesos – Class A (Ualá): 20.22%.
Adcap Ahorro Pesos Money Fund – Class A: 19.80%.
Allaria Ahorro – Class E (Prex): 19.69%.
In the low risk category, Ualintec Pesos Plus, from Ualá, registers an estimated EAR for 7 days of 22.94%, followed by Cocos Rendimiento, with 21.29%, and MP Ahorro, from Mercado Pago, with 20.54%.
Which mutual funds offer the best returns
Past returns do not guarantee future results. Before choosing an alternative, it is important to verify the current conditions in the corresponding application or platform.
