The fixed term is still one of the tools most chosen by Argentines who seek to take care of their savings. It's a simple, predictable, and low-risk option
.
According to a TN survey, banks adjusted their rates in recent days. Today, the average Annual Nominal Rate (TNA) is around 23%, down from previous weeks
. The fixed term is still one of the most chosen tools
How much a fixed term of $1,500,000 at 30 days yields
With a TNA of 23%, investing $1,500,000 in a traditional 30-day fixed term generates an estimated profit of $28,356.16
.
Thus, at the end of the period, the total amount amounts to $1,528,356.16. That is, the initial capital plus the interest generated.
This calculation is indicative and may vary depending on the bank chosen. The rates are not uniform and each bank defines its performance.
How much does a 30-day fixed term of $1,500,000 yield
What rate each bank pays for a fixed term of 30 days
Current rates show significant differences between banks. Some of the most relevant are:
Banco Nación: 23%
Banco Provincia: 25%
Banco Santander: 22%
Banco Galicia: 21%
BBVA: 23%
Banco Macro: 24%
Banco Ciudad: 21%
In smaller or digital financial institutions, rates may be higher. Some reach up to 30% of TNA, as in the case of Banco Meridian, Banco Voii
or Reba. What rate does each bank pay for a fixed term of 30 days
These differences make it key to compare before investing. A higher rate can generate a larger profit over the same time frame.
How to make a 30-day fixed term step by step
Investing in a fixed term is a quick process that can be done from a cell phone or computer.
Access the bank's home banking or app
Go to the “Investments” section
Choose a fixed term
Enter the amount, for example $1,500,000
Select a 30-day period
Confirm the transaction
Once done, the money is immobilized until maturity. At the end, the capital plus interest is credited.
How to set a 30-day deadline step by step
What is a fixed term and why is it still chosen
The fixed term is a traditional investment. It consists of depositing money for a certain period in exchange for a previously agreed rate
.
During that time, the money cannot be withdrawn. In return, you get known performance from the start.
What is a fixed term and why is it still chosen
Ideal for conservative profiles. Although it may fall short of inflation, it's still a strong option for the short term.
In a changing economic context, many savers prioritize security. For this reason, the fixed term continues to be one of the most used alternatives in Argentina.
