With a more stable economy and attractive rates, pledge loans are consolidating as the main way to access brand-new vehicles. Automakers offer financing with a 0% rate on different models and terms.
The Argentine automotive market is experiencing a boom in financing for the purchase of new vehicles, especially through 0% rate loans. According to data from the Online Information System of the Argentine Automotive Market (Siomaa), direct financing from brands went from representing 13% of operations in 2024 to 38% in the first quarter of 2025.
Meanwhile, bank financing grew from 11% to 16%, and traditional savings plans fell from 74% to 44%, reflecting a clear reconfiguration in purchasing strategies.
0% Rate Financing Brand by Brand
The 0% rate scheme is the most requested, with multiple variants depending on each automaker. Renault, for example, allows the purchase of a Kwid E-Tech with financing of up to $11 million in 24 installments, or a Duster in 12 fixed payments for up to 50% of the value. Through Renault Store, models like Alaskan, Kangoo, Logan, and Stepway can also be financed.
Ford, meanwhile, offers interest-free plans for Ranger and Transit. The pickup can be financed with a fixed 0% TNA for 12 months for up to $25 million, or in the UVA system for 24 months for up to 60% of the vehicle's value. Transit keeps similar conditions.
