Boom of 0% interest rate loans for brand new cars: the best offers in May

With a more stable economy and attractive rates, pledge loans are consolidating as the main way to access brand-new vehicles.Automakers offer financing with a 0% rate on different models and terms.

The Argentine automotive market is experiencing a boom in financing for the purchase of new vehicles, especially through 0% rate loans. According to data from the Online Information System of the Argentine Automotive Market (Siomaa), direct financing from brands went from representing 13% of operations in 2024 to 38% in the first quarter of 2025.

Meanwhile, bank financing grew from 11% to 16%, and traditional savings plans fell from 74% to 44%, reflecting a clear reconfiguration in purchasing strategies.

0% Rate Financing Brand by Brand

The 0% rate scheme is the most requested, with multiple variants depending on each automaker. Renault, for example, allows the purchase of a Kwid E-Tech with financing of up to $11 million in 24 installments, or a Duster in 12 fixed payments for up to 50% of the value. Through Renault Store, models like Alaskan, Kangoo, Logan, and Stepway can also be financed.

Ford, meanwhile, offers interest-free plans for Ranger and Transit. The pickup can be financed with a fixed 0% TNA for 12 months for up to $25 million, or in the UVA system for 24 months for up to 60% of the vehicle's value. Transit keeps similar conditions.

General Motors launched a new campaign with 0% rate for Onix and Tracker. The former can be financed up to $12 million in 12 installments or $9 million in 18; the latter, up to $13 million in 12 months or $10 million in 18 payments.

Nissan offers special conditions for Frontier, with a 0% rate in 12, 18, and 24 installments for up to $20 million, and also interest-free financing for Kicks, Sentra, and X-Trail.

Other Terminals with Attractive Plans

Volkswagen proposes financing for 9 months for models like Polo, Virtus, T-Cross, and Saveiro, for up to $14 million, and for Amarok for 12 months for $17 million. Fiat allows financing up to 80% of the value of Cronos and Argo for 24 months, also at a 0% rate.

Peugeot offers plans for 18 months for 208, 2008, and Partner for $14 million, and up to $22 million with UVA for other models. Citroën extends similar conditions for C3, Berlingo, and C4.

Jeep allows access to Renegade, Compass, and Commander with up to $12 million in 12 months; RAM and DS also offer financing under competitive conditions, with DS reaching up to $40 million in UVA.

Finally, Toyota keeps a more limited proposal: it offers its Hilux line with a cap of $20 million in 18 interest-free installments and 300 slots available nationwide.