A fixed term depositof $500,000 for 30 days can generate returnsthat vary depending on the chosen bank. The gap between banks exceeds $3,000.
The Central Bank published the reference rates reported by banks for fixed term deposits during September 2026.
A fixed term of $500,000 for 30 days can generate different returns depending on the chosen entity
How much does a fixed term deposit of $500,000 yield at the main banks?
Among the banks with the highest number of deposits, the rates generate different returns for an investment of $500,000 for 30 days.
Banco Nación (20%): $8,333 in interest.
Banco Galicia (18.5%): $7,708.
Banco BBVA (19.5%): $8,125.
Banco Santander (16%): $6,667.
Banco Provincia (19.5% for clients): $8,125.
Banco Provincia (21% for non-clients): $8,750.
Banco Macro (19.5%): $8,125.
ICBC (18.1%): $7,542.
Banco Ciudad (17%): $7,083.
Banco Patagonia (16%): $6,667.
Banco Credicoop (18.5%): $7,708.
How much do other banks pay for a fixed term deposit of $500,000?
The yield also varies among other surveyed entities. In some cases, the rate depends on whether the investor is already a client of the bank.
Banco Bica (23%): $9,583.
Banco CMF (24%): $10,000.
Banco Comafi (19%): $7,917.
Banco de Comercio (21.5%): $8,958.
Banco de Formosa (18.5%): $7,708.
Banco de Córdoba (20.75%): $8,646.
Banco del Chubut (19.5%): $8,125.
Banco del Sol (23%): $9,583.
Banco Dino (20%): $8,333.
Banco Hipotecario (18.5% for clients): $7,708.
Banco Hipotecario (22% for non-clients): $9,167.
Banco Julio (19%): $7,917.
Banco Mariva (22.5% for clients): $9,375.
Banco Mariva (20% for non-clients): $8,333.
Banco Masventas (21% for clients): $8,750.
Banco Masventas (19% for non-clients): $7,917.
Banco Meridian (22.5% for clients): $9,375.
Banco Meridian (23.5% for non-clients): $9,792.
Banco Tierra del Fuego (19% for clients): $7,917.
Banco Tierra del Fuego (15% for non-clients): $6,250.
Banco Voii (23%): $9,583.
Bibank (21.5%): $8,958.
Crédito Regional (23.5% for clients): $9,792.
Crédito Regional (23% for non-clients): $9,583.
Reba (24%): $10,000.
Which bank pays the most for a fixed term deposit of $500,000?
Among the entities surveyed by the Central Bank, Banco CMF and Reba offer an annual nominal rate (TNA) of 24%.
Which bank offers the highest interest for a fixed term of $500,000?
With that rate, a fixed term deposit of $500,000 generates $10,000 in interest in 30 days.
Among the traditional banks with the highest volume of deposits, Banco Provincia offers a TNA of 21% for non-clients. For an investment of $500,000, the reported yield is $8,750.
In most large banks, the yield for the same amount and term ranges between $7,500 and $8,300, according to the rate reported by each entity.
