Fixed term: how much you can earn with $500,000 according to each bank in September 2026

Fixed term: how much you can earn with $500,000 according to each bank in September 2026
Fixed term: the profit from investing $500,000 for 30 days

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A fixed term deposit of $500,000 can yield up to $10,000 in interest over 30 days, depending on the rate offered by each bank

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  • Banco del Sol (23%): $9,583.

  • Banco Dino (20%): $8,333.

  • Banco Hipotecario (18.5% for clients): $7,708.

  • Banco Hipotecario (22% for non-clients): $9,167.

  • Banco Julio (19%): $7,917.

  • Banco Mariva (22.5% for clients): $9,375.

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    A fixed term deposit of $500,000 for 30 days can generate returns that vary depending on the chosen bank. The gap between banks exceeds $3,000.

    The Central Bank published the reference rates reported by banks for fixed term deposits during September 2026.

    A fixed term of $500,000 for 30 days can generate different returns depending on the chosen entity
    A fixed term of $500,000 for 30 days can generate different returns depending on the chosen entity

    How much does a fixed term deposit of $500,000 yield at the main banks?

    Among the banks with the highest number of deposits, the rates generate different returns for an investment of $500,000 for 30 days.

    • Banco Nación (20%): $8,333 in interest.

    • Banco Galicia (18.5%): $7,708.

    • Banco BBVA (19.5%): $8,125.

    • Banco Santander (16%): $6,667.

    • Banco Provincia (19.5% for clients): $8,125.

    • Banco Provincia (21% for non-clients): $8,750.

    • Banco Macro (19.5%): $8,125.

    • ICBC (18.1%): $7,542.

    • Banco Ciudad (17%): $7,083.

    • Banco Patagonia (16%): $6,667.

    • Banco Credicoop (18.5%): $7,708.

    How much do other banks pay for a fixed term deposit of $500,000?

    The yield also varies among other surveyed entities. In some cases, the rate depends on whether the investor is already a client of the bank.

    • Banco Bica (23%): $9,583.

    • Banco CMF (24%): $10,000.

    • Banco Comafi (19%): $7,917.

    • Banco de Comercio (21.5%): $8,958.

    • Banco de Formosa (18.5%): $7,708.

    • Banco de Córdoba (20.75%): $8,646.

    • Banco del Chubut (19.5%): $8,125.

  • Banco Mariva (20% for non-clients): $8,333.

  • Banco Masventas (21% for clients): $8,750.

  • Banco Masventas (19% for non-clients): $7,917.

  • Banco Meridian (22.5% for clients): $9,375.

  • Banco Meridian (23.5% for non-clients): $9,792.

  • Banco Tierra del Fuego (19% for clients): $7,917.

  • Banco Tierra del Fuego (15% for non-clients): $6,250.

  • Banco Voii (23%): $9,583.

  • Bibank (21.5%): $8,958.

  • Crédito Regional (23.5% for clients): $9,792.

  • Crédito Regional (23% for non-clients): $9,583.

  • Reba (24%): $10,000.

    • Which bank pays the most for a fixed term deposit of $500,000?

    Among the entities surveyed by the Central Bank, Banco CMF and Reba offer an annual nominal rate (TNA) of 24%.

    Which bank offers the highest interest for a fixed term of $500,000?
    Which bank offers the highest interest for a fixed term of $500,000?

    With that rate, a fixed term deposit of $500,000 generates $10,000 in interest in 30 days.

    Among the traditional banks with the highest volume of deposits, Banco Provincia offers a TNA of 21% for non-clients. For an investment of $500,000, the reported yield is $8,750.

    In most large banks, the yield for the same amount and term ranges between $7,500 and $8,300, according to the rate reported by each entity.